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Last Friday, in a case called Trans, Union v Ramirez, the Supreme Court said the Fair Credit Reporting Act can not offer you the right to take legal action against Trans, Union for putting your name on their OFAC terrorist caution list. Led by Justice Brent Kavanaugh, a 5 to 4 bulk held that individuals have no right to sue unless they can show Trans, Union really showed somebody the list with your name.
Justice Clarence Thomas, considered the court's most conservative Justice, strongly disagreed. He stated that the law as written clearly covered Trans, Union's OFAC caution list. Justice Thomas typically states it's the task of the courts to check out and use the lawnot re-write it. Check it Out said the court was re-writing a law they didn't like.
It's the Treasury Department list of terrorists, global drug kingpins, unlawful arms smugglers, and other risks to national security. Individuals can't have have money in an American bank or own any property in America if they are on that list. Trans, Union declares they matched that Treasury Department list with their list of Americans who have credit reports.
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Trans, Union was not able to prove that ANYONE on their OFAC cautioning list was actually on the federal government OFAC lists of terrorist, drug kingpins and arms smugglers. A man named Sergio Ramirez discovered he was on the Trans, Union OFAC alerting list when he went to a buy a new Nissan in 2011.
He could not buy a cars and truck since "he was a terrorist." (The dealer then reversed and offered the cars and truck to Ramirez's spouse.) Ramirez understood wasn't a terrorist or arms dealer. So, he took legal action against. The Ramirez trial lasted 6 days. Ended up that Trans, Union had misidentified 8,165 people, wrongly identifying common customers as "risks to nationwide security." The jury concurred Trans, Union was in the wrong.
30 to each person on the list. $60 million overall. (Do you think the $7337. 30 was expensive? The jury found Trans, Union had been demanded this precise same thing way back in 2005, and did practically absolutely nothing to repair the problem.) No Damage, no Foul The Supreme Court stated just 1853 people out of the 8165 deserved to sue.
